Filing for bankruptcy is not a free process and requires two fees. A court filing fee, and separately, the attorney fees. The court filing fee is $299.00 for a Chapter 7 Bankruptcy and $274.00 for a Chapter 13 Bankruptcy. The attorney fees will be charged as a flat one time fee, and can be paid in installments. The more complex the filing, the more cost you will incur. Most other attorneys charge by the hour for their time and will add office expenses to the bill as they arise.